Do you have Credit card that has been in collection status for more than 4 years? If so you might want to think about negotiating a settlement with the holder of that account. Most states have a SOL Statute of limitations on how long you can be sued for such a debt, but it doesnt seem to be stopping attorneys from filing suit, regaurdless of the time limit. It can be time consuming to fight off one of these debt companies, and your time could be better spent doing something …

Consolidating your credit card debt into a home loan can be a great way to lower your interest rate and overall monthly payments. With home loan interest rates in the 3-4% range right now might be the right time to get rid of those high interest credit card payments that never seem to go away.
Credit card rates are typicaly 10% – 27% , and most cards charge high fees if you go over your balance. Some new programs are allowing homeowners to finance as much as 103% of the value …

If paying off credit card debt were as easy as racking up the debt, then there wouldn’t be a need for sites like this. There are several systems and your income plays a factor in how to go about doing so. The ladder method is a poular method, with this method the borrower pays off the smallest debt first paying no attention to Interest rate.
Example: Mary and Joseph have 3 debts. Visa 12,000 @ 22% - Mastercard 7000.00 @ 24% - and Amex 4000.00. @18% ,they would like to be out of debt in 12-24 …

The Utah Statute of limitations on credit cards is 4 years, however the law is vague in it’s wording, and your case might extend it to 6 years. here is the deal, very few if any have been given 6 year SOL , most attorney’s like to use the 6 year SOL to scare you. They might have one or two cases that won this way, but keep in mind they dont show you the dozens or hundreds that win with the 4 Year SOL. I will post cases for …

Can you rotate credit card payments?
Rotating Credit card payment is a dangerouse thing to do, and why anyone would want to do it is beyond my comprehension, but here is the deal. Some people are under the impresson that if they pay there visa with thier mastercard they can live a cash free lifestyle, this concept will catch up to you eventually and you’ll be left with 2 maxed out credit cards to pay in full. this concept was popular in the ninties when credit card companies were handing out …