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	<title>Empowering Consumers</title>
	<link>http://creditcardwatchdogg.com</link>
	<description>Protecting Consumers From Big Banks</description>
	<lastBuildDate>Wed, 11 Apr 2012 16:21:22 +0000</lastBuildDate>
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	<item>
		<title>Mortgage in Utah</title>
		<description><![CDATA[If your looking for a mortgage in Utah, then look no further. Wether your in Logan or St george or any where inbetween weve got you covered. We have hubdreds of loan programs from Jumbo to Manufactured homes. FHA to conventional. If your credit score needs a boost we offer programs for just about any situation. 
Underwater? we now have the ability to help just about anyone who owes more than thier home is worth. 
Fill out this form to be connected for a mortgage in Utah. 
http://www.lenderscompete.net
]]></description>
		<link>http://creditcardwatchdogg.com/2012/04/11/mortgage-in-utah/</link>
			</item>
	<item>
		<title>Being sued for more than you think you owe?</title>
		<description><![CDATA[If you have been Served papers on an old debt there&#8217;s a good chance the creditor who&#8217; sueing you is asking for more than they deserve. One of the biggest complaints we see are debtors who claim  to have had a $300.00 dollar credit limit and now are being sued years later for thousands of dollars.
You may have a good deffense to beat the creditor such as the Statute of limitations defense, but its always a good idea to back up your deffense with as much discovery material as possible. ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/06/18/being-sued-for-more-than-you-think-you-owe/</link>
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	<item>
		<title>What is the best strategy to pay off my mortgage early?</title>
		<description><![CDATA[Yahoo Question
I have a standard 30 year fixed rate mortgage at around 5%. I am planning for an early mortgage payoff. I am wondering if I should pay the minimum mortgage payment and save my extra cash until I can pay the mortgage off in one lump sum 9-10 years from now or make smaller monthly payments.
CCWD reply
John, There are several factors that determine what you should do, but I will create a scenario for you, Assuming your not cash strapped and have a stable employment situation. You should take ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/05/08/what-is-the-best-strategy-to-pay-off-my-mortgage-early/</link>
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		<title>How do I find a lender for a refinance?</title>
		<description><![CDATA[Let the lenders Find You
By Dirk Smithson
It&#8217;s often said &#8220;The easiest way to find somthing is to let it find you!&#8221; And nothing is more true when it comes to finding a lender for a refinance or any type of loan for that matter.
We recently reviewed several mortgage quoting services and found that Mortgagetuneup.net was the most efficient.
You might ask &#8220;Why are these services better than walking into a local bank?&#8221;
There are several reasons:

You get to compare rates and fees from up to 4 lenders with only filling out one 2 minute ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/05/03/how-do-i-find-a-lender-for-a-refinance/</link>
			</item>
	<item>
		<title>Review of 3 Mortgage Quoting sites</title>
		<description><![CDATA[We have had some complaints about mortgage quoting companies not returning phone calls after consumer&#8217;s fill out a free mortgage quote form. We did our own research and here is what we found.
The first Company we called was one of the largest and most popular, lendingtree.com owned by news corp. We filled out thier app it took about 25 minutes and we recieved a single  phone call 3 days later. the person was polite and genuine, but was unable to help us because we put on our app that we owed ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/05/02/review-of-3-mortgage-quoting-sites/</link>
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		<title>Paying off a delinquent credit card</title>
		<description><![CDATA[Do you have Credit card that has been in collection status for more than 4 years? If so you might want to think about negotiating a settlement with the holder of that account. Most states have a SOL Statute of limitations on how long you can be sued for such a debt, but it doesnt seem to be stopping attorneys from filing suit, regaurdless of the time limit. It can be time consuming to fight off one of these debt companies, and your time could be better spent doing something ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/04/27/paying-off-a-delinquent-credit-card/</link>
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	<item>
		<title>Consolidating debt with a refinance</title>
		<description><![CDATA[Consolidating your credit card debt into a home loan can be a great way to lower your interest rate and overall monthly payments. With home loan interest rates in the 3-4% range right now might be the right time to get rid of those high interest credit card payments that never seem to go away.
Credit card rates are typicaly 10% &#8211; 27% , and most cards charge high fees if you go over your balance. Some new programs are allowing homeowners to finance as much as 103% of the value ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/04/21/consolidating-debt-with-a-refinance/</link>
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		<title>Pay off credit card debt</title>
		<description><![CDATA[If paying off credit card debt were as easy as racking up the debt, then there wouldn&#8217;t be a need for sites like this. There are several systems and your income plays a factor in how to go about doing so. The ladder method is a poular method, with this method the borrower pays off the smallest debt first paying no attention to Interest rate.
Example: Mary and Joseph have 3 debts. Visa 12,000 @ 22% - Mastercard 7000.00 @ 24% - and Amex 4000.00. @18% ,they would like to be out of debt in 12-24 ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/04/20/pay-off-credit-card-debt/</link>
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		<title>Info on Utah SOL Statute of limitations for credit cards</title>
		<description><![CDATA[The Utah Statute of limitations on credit cards is 4 years, however the law is vague in it’s wording, and your case might extend it to 6 years. here is the deal, very few if any have been given 6 year SOL , most attorney’s like to use the 6 year SOL to scare you. They might have one or two cases that won this way, but keep in mind they dont show you the dozens or hundreds that win with the 4 Year SOL. I will post cases for ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/04/18/info-on-utah-sol-statute-of-limitations-for-credit-cards/</link>
			</item>
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		<title>Rotating credit card payments</title>
		<description><![CDATA[Can you rotate credit card payments?
Rotating Credit card payment is a dangerouse thing to do, and why anyone would want to do it is beyond my comprehension, but here is the deal. Some people are under the impresson that if they pay there visa with thier mastercard they can live a cash free lifestyle, this concept will catch up to you eventually and you&#8217;ll be left with 2 maxed out credit cards to pay in full. this concept was popular in the ninties when credit card companies were handing out ...]]></description>
		<link>http://creditcardwatchdogg.com/2010/04/14/rotating-credit-card-payments/</link>
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